Many things are being discussed during the coronavirus pandemic. Unemployment is at an all time high. Many people are not leaving their homes for fear of coming in contact with and contracting the virus. At the time of this publication, the United States has a little over 492,000 cases, with north of 18,000 confirmed deaths as a result of the outbreak. There is no doubt that with bills to pay, unemployment is a real problem for many Americans. An issue that is getting far less attention however, is having good health insurance coverage. Whether you are on Medicare, ObamaCare, group health insurance, or something else, there has never been a more vital time to not only be covered, but to be covered well. With many health insurance companies coming out and stating that they will be picking up the bill for all COVID-19 treatment for their members, the time is now to make sure your options are in place.
I started in the Medicare world as a licensed health insurance agent in 2014. I have seen many situations with clients of mine as my company continues to work with more people as the years pass by. Never before have I seen a time where it is more vital to have good coverage! It's always been important, but right now it is crucial. In the US today, a one night stay in the hospital can run you upwards of $5,000, depending on what you are being seeing you for. What we do know about this virus is that it is highly contagious, and depending on a number of factors such as your current health, your age, and just how your body responds to the illness, you could require medical treatment to help beat the illness.
It's not just about making sure you have the health insurance (even though studies show that still almost 10% of the population goes without coverage!); it's also about making sure you are on the best plan you can be... one that fits your needs and preferences specifically. I've made it my mission in life to solve this problem for as many people as I possibly can. I hope and pray you are taking seriously the need to be fully covered during this crisis. Insurance is always something you want to have in case you need it, but pray you never have to use it. There is a good chance that if you fall victim to this outbreak, you may need it more than you think!
Founder & President of Christian Brindle Insurance Services. Host of "The Everything Medicare Podcast!". Author of the books "The Insurance Funnel" & "Medicare Guidance: Picking the Plan for You.".
I have worked with people on Medicare my entire adult life. You probably don't have to wonder how exciting my life is! Over the years, I have helped countless individuals figure out this extra complex world of Medicare as they age into retirement.